How to make money as a SAHM from Apps 

Title how to make money as a sahm with an image of women looking at her cell phone.

How to make money as a SAHM

Are you a stay-at-home mom (SAHM) looking for ways to make money?

As a stay-at-home mom, I know living on a single income can be challenging. No matter how much I try to reduce my monthly bills, expenses always come up with kids.

But don’t worry, I’ve found some amazing, trustworthy apps that honestly help me make extra money. 

I will list my top six best and most authentic money-making apps for SAHMs, where #1 and #2 are my favorites. The best thing about these apps is that you get paid within days.

I assure you that no surveys or game apps are discussed here, which I could never succeed at. 

I love the following apps because they work, and I highly recommend them to all stay-at-home moms (or anyone) looking to earn extra income.

Let's get right to it!

This blog may have affiliate links. Your purchase through these links may earn me a commission, at no extra cost to you. I only recommend products I love and believe will bring you value!

How to make money as a stay-at-home mom (SAHM) from apps

1. Kale

The Kale app is one of my favorite money-making apps, and I highly recommend it to all SAHMs.

This app lets you make money by posting videos about your favorite brand products on Instagram Reels and TikTok. 

The best part is anyone can join, no need to be an influencer or have a large following on your social media.

The very first step is to go to the Kale website and sign up using your phone number and social media account (Instagram or TikTok). 

Then, choose your favorite brand and browse videos they request as challenges. Each challenge varies depending on the brand, but in my experience, they are simple tasks 

For example, it can be making a video going to Target to buy an item from that brand.

If you agree to create the content, claim the challenge on the Kale app and get started. You have a few days to submit your video.

For content ideas or inspiration? The app shares videos from other content creators. 

If you’re a camera-shy person, you can make faceless videos. 

 I also prefer making faceless videos as the focus is more on the product. My videos are usually 30 to 45 seconds long, with a voice-over and captions of my choice.

Additionally, I use CapCut to edit my videos. Once they're ready, I download them to my phone and share them on both Instagram and TikTok, including the necessary hashtags, and brand tags.

Once your video is live, submit it to the Kale app. Kale will calculate your cashback rewards depending on your video’s engagement, views, and quality. The more views you get, the more you earn!

You’ll get your cashback within 2-3 days of posting your content. Kale uses Stripe to ensure safe payment to their users. From there, you can withdraw money to your bank account. 

You might be wondering how much money you can make from the Kale app. 

According to Google, Kale pays content creators anywhere from $12 to $20 per video, which sounds right from my experience.

The best part of the Kale app is that there’s no limit. You can make as many videos as you want. 

To get started on the Kale app, click here

Here are some examples of the videos I have created for the Kale app.


My favorite @Nuby USA product is their 🧡 Thirsty Kids REFLEX Stainless Steel Travel Canteen which has made my life easier as a parent for my toddler to stay hydrated. 🧡 Get 15% off of your Nuby products with the following discount code 9SAZ2ONI #nubyfun #momtok #parentinghacks

♬ Kawaii Aesthetic - LoES

Which flavor is your favorite from Trü Frü ? @Trü Frü #trufru #trufruluv #sweetsnack #trufruattarget #CapCut

♬ Tengo Un Plan - Key-Key

2. Upside

Do you or your husband stop by a gas station on your way to drop off kids at school? Shop at grocery stores or convenience stores? Love eating at restaurants? 

If your answer is yes, then this app is for you!

Upside is my second favorite app for making money as a SAHM.

This money-saving app allows users to earn cashback on daily purchases like groceries, gas, and dining out. Adding Upside to your daily routine lets you see your savings stack up against expenses you already face.

Upside partners with different gas stations, grocery stores, and restaurants in your area. You can receive cashback rewards when you shop from these partners. 

For example, Upside works with over 45,000 gas stations.

Here’s how the app works:

  • Install the App: The Upside app is free to download and doesn’t require any subscription. Signing up is super easy, thanks to Google Account and Apple ID. 
  • Link Payment Card: After signing up, go to the “My Wallet” option and enter the debit or credit card you use for purchases. 
  • Find Deals: Open the map to find nearby gas stations or stores offering cashback. The app also displays all local cashback offers from these businesses. 
  • Claim Your Offer: Like the Kale app, you first claim what you want to purchase to get rewarded after completing the purchase.

Before heading to the gas station, store, or restaurant, tap the “Claim” option for the desired offer. 

After claiming, you have 4 hours (for gas stations and restaurants) and 24 hours (for grocery stores) to use the offer before it expires.

  • Pay and Earn: When you get to the store or gas station, pay with the card linked to your Upside account. 

In most cases, you don’t need to upload receipts, as Upside tracks your purchase automatically. 

But you might need to upload a picture of your receipt for some restaurants. So make sure you save it on your phone.

After completing your purchases, Upside takes about 2 to 4 days to process your cashback. Sometimes, it can take up to a week. 

You can transfer your earnings to your bank account, PayPal, or get a gift card. My favorite option is Amazon gift cards.  

Use Upside regularly to keep stacking up your savings. My husband enjoys the Upside app and uses it every time he pumps gas in our cars.

Bonus Feature: Share the Upside app with your friends and family to earn more cashback rewards.

To get started on the Upside app, click here. Use promo code 83T9JH

4. Upwork 

Are you wondering how to make money as a SAHM online without investing any money? Sign up on Upwork!

Upwork is the world’s fastest-growing freelancing platform that allows stay-at-home moms to turn their skills and talents into a steady income stream. 

The platform has become the bread and butter for freelancers who want to work from home. It allows freelancers to apply for projects or positions and connect with potential clients. 

Whether you have a talent for graphic designing, writing, digital marketing, social media management, or web development, Upwork has got you covered. 

You can use the search engine to look for jobs or freelancing projects that fit your skills and schedule. 

The best feature of the platform is that it is not location-bound. You can work from anywhere in the world as long as you have internet access to get your tasks done. 

On Upwork, you can sign up either as a client, hiring for talent, or as a freelancer searching for a job.  

After you sign up, the app will guide you through the next steps to finalize your Upwork profile.

Signing Up as a Freelancer

  • Create your freelancer profile
  • Browse job listings
  • Submit job proposals
  • Win jobs and start working

Signing Up as a Client

  • Post a job
  • Review proposals
  • Hire a freelancer

I have had a great experience using Upwork as a client. As a blogger, I usually need to hire someone to edit my blog posts, and Upwork always helps me to find skilled freelancers. 

I have been extremely satisfied with the work of my blog editors. 

So, if you also have expertise in blog editing, create your Upwork profile and start working as a freelancer. 

On Upwork, there are two payment methods: hourly-rate pricing and fixed-rate pricing. Hourly-rate projects are based on the weekly billing cycle, and fixed-rate contracts are based on milestones.

As an Upwork client, the platform allows me to set up a contract with the freelancer of my choice, either at a fixed or hourly rate. 

Once the freelancer agrees to the rate and deadline, Upwork immediately deducts the amount from my (client’s) account. However, the freelancer receives the payment only when the client approves the work.

Freelancers can receive their earnings through Payoneer, PayPal, or bank transfer.

To get paid for your talents using Upwork, click here.

5. Fiverr

If you’re searching for how to make money as a SAHM online for free, I highly recommend Fiverr

Fiverr is a great website/app for stay-at-home moms where you can monetize your skills and earn big bucks. 

Like Upwork, Fiverr is not location-bound, so you can freelance your services to a global audience.

This online platform connects two parties: Buyers and Sellers. 

Buyers can be individuals or businesses looking to purchase a service on the platform. In contrast, sellers are freelance service providers who want to earn money. 

Some popular Fiverr services include graphic and design, programming and tech, writing and translation, and video and animation. These offered services are called “Gigs” on Fiverr. 

If you have freelancing skills to offer, you can easily start working to make money on Fiverr.

Here’s how you can do it!

  • Sign up for your Fiverr account.
  • Set up your Fiverr seller profile.
  • Before creating your gig, browse the platform to see which gigs are top-rated and why.
  • Create your gig, including description, relevant tags, keywords, and images. 
  • Set up your prices according to your services. You can customize your rates with basic, standard, and premium options. 
  • Be professional and deliver quality work.
  • Keep your clients happy and satisfied.

The more you sell, the higher your gigs rank and the more you earn. 

Fiverr has an easy and secure payment procedure. You don’t need to worry about delayed payments or clients disappearing after you deliver work. Like Upwork, the client is charged right away on Fiverr when the project starts. 

You’ll get paid after the work is completed. After you deliver the work, the client will review and accept it. Once the order is completed, the earnings will be available in your Fiverr account. 

You can transfer your earnings to your PayPal, Payoneer, or bank account.

To get started with Fiverr, click here.

6. Poshmark

Do you know you can turn your closet clutter into cash? Is it really possible? 

Yes! Poshmark is the best app for a SAHM to be able to make extra money by selling gently used clothes, accessories, shoes, etc. 

Whether it’s your own items or things your kids have outgrown, Poshmark allows you to make some extra cash by decluttering your home. 

Poshmark has been my favorite app to sell the clothes I no longer wear. 

They have a large community of members who are always looking to buy gently used fashion from women, men, children, home, and more. 

I have found great finds on the Poshmark app such as a tiger outfit I had my daughter wear one Halloween. 

Selling items on Poshmark is super easy. You’ll be amazed at how quickly things sell!

  • Take a few hours to sort through your closets and storage spaces and list items you no longer use. 
  • Simply sign up and upload pictures or videos of the items you want to sell. 
  • Fill in the item’s description and set your price. 
  • You can also take a picture directly through the Poshmark app. I like the feature of sharing your Poshmark item on your social media, my preference being Pinterest. 
  • The Poshmark community is very supportive because you have members who are resharing your items. The more eyes see your item, the higher the chance of its sales.
  • Buyers will submit buying offers which you can accept or decline. 

After your item is sold, pack it safely. To get paid on Poshmark, you ship your package through the USPS. You can use any USPS box labeled Priority Mail, Priority Mail Flat Rate, or Priority Mail Regional Rat

Poshmark provides a pre-paid, pre-addressed shipping label to add to your box. Print it out and attach it to your shipping package.

Drop off the box at your nearest USPS location within 2-3 days of the sale. Once the buyer receives the item, they have three days to confirm that everything is in good condition.

After the buyer accepts or confirms receipt, the funds are released to your Poshmark account. 

If the buyer doesn’t confirm, Pohmark automatically releases the funds after three days. 

You can withdraw your earnings via PayPal, Venmo, Instant Transfer, direct bank transfer,  or request a check.

To get started on the Poshmark app, click here. Use promo code YOURAMIGAMARI to save $10 on your first order

Final Thoughts

There you have it - tried and true ways to earn money as a stay-at-home mom (SAHM). 

Whether you choose Kale to create fun videos about your favorite brand products, Upside to earn cashback on your daily purchases, Fiverr/Upwork to provide freelancing services, or Poshmark to sell your gently used items, these passive-income apps can help you make extra cash in your free time.   

As you start earning, remember to keep a record of your income. If you make more than $600 per year on any platform, you will need to claim it in your taxes. 

What would you do with a little extra cash? Maybe buy diapers, save for Christmas presents, put in your savings for an emergency fund, or treat your family to a well-deserved vacation. There are endless possibilities. 

So what are you waiting for? Sign up for these apps today and make the most of your free time to earn some extra cash!

How to make money as a SAHM from Apps 

Let me know in the comment section

Find additional apps I adore, as well as my top picks for new parent essentials, skincare must-haves, and San Diego attractions by clicking here.

If you're interested in becoming a blogger, consider The Blogger Bootcamp by CreateHer Empire. This program reveals her strategies for building online communities, creating engaging content, monetizing social media and blogs, and securing collaborations with prestigious brands like Ritz-Carlton and Pantene.

Click here to check it out, and feel free to reach out if you have any questions.

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